|
Loans |
|
$25 |
Vehicle title filing in CO |
|
Real Estate/HELOC |
|
$475 - $600 |
Appraisal fee (Note: other factors may affect the cost of the appraisal such as distance, nature of property which could make the cost outside of the posted range.) |
|
$11.00 |
Flood determination |
|
$100 - $200 |
Title insurance (Note: other factors may affect the cost of the title insurance such as the loan amount and purchase transactions, which would make cost outside of posted range.) |
|
$15 |
Late charge |
|
$62 - $100 |
Real estate recording |
|
$50 |
Subordination fee |
|
Savings Accounts |
|
$25 |
Minimum deposit to open |
|
$15 |
Christmas Club Account early withdrawal (per transaction) |
|
$25 |
Closing account within 90 days of opening |
|
$1 - $2 |
Misc. scanning fees (per page, local or long distance) |
|
$30 |
Non-sufficient funds item fee |
|
$25 |
Reopening account within 90 days of closing |
|
$5 |
Statement copy (per month) |
|
Certificates |
|
A penalty will be assessed if you withdraw any of the principle before the maturity date. For certificates of one year or less original maturity, the penalty is equal to all dividends earned to maximum of 90 days dividends. For certificates over one year original maturity, the penalty is equal to all dividends earned to a maximum of 180 days dividends. |
|
IRA |
|
$15 |
Yearly administration fee |
|
Money Markets |
|
During any statement period (a calendar month), you may make 3 debit transactions. More than 3 transactions will be accessed a fee for each additional transaction. |
|
Money Market Checking Accounts |
|
You may write up to 3 debits per month against available funds in this account. If more than 3 checks are written, a $15 charge per check fee will be assessed. |
|
General Accounts |
|
$30 |
Monthly Dormant Account |
|
$30 |
Account Overdrawn Fee |
|
Checking Account Options |
|
No monthly fee. Accounts with 5 or more uncovered overdrafts or EFTIs (Electronic Funds Transfer Items) in any 45-day period, excluding Protection Plus, will be subject to closure. |
|
All Checking Accounts |
|
$30 |
Charge Back Checks |
|
FREE |
eStatements |
|
$6 |
Home banking monthly fee (no fee at this time) |
|
$30 |
NSF item fee |
|
$30 |
Overdraft fee (line-of-credit) late payment |
|
$30 |
Protection Plus (we will pay your check and the check won’t be returned) |
|
$5 |
Retrieval or photocopy of paid checks/deposits |
|
$30 |
Stop payments (drafts or ACH) |
|
ATM/Debit Card |
|
$2 |
ATM withdrawal fee after first 7 each month |
|
$5 |
Debit card replacement fee |
|
$2 |
PIN Mailer where PIN # to be given to you |
|
$35 |
Rushed card |
|
VISA Credit Card |
|
$5 |
Card replacement fee/ $25 Visa Classic Annual Fee/ $45 Visa Gold Annual Fee |
|
$15 |
Late payment fee |
|
$2 |
PIN # replacement |
|
$30 |
Returned payment fee |
|
$35 |
Rush card |
|
Bill Pay |
|
$6 |
Monthly fee (no fee at this time) |
|
$30 |
Stop payment fee |
|
Other Services |
|
$30 |
Account research (1 hour minimum) |
|
$24 |
ACH origination annual fee |
|
$2 |
Money order |
|
$3 |
Counter checks payable to third party |
|
$4 |
Certified check |
|
$25 |
Garnishment/levy processing fee |
|
$20 |
Manual clearing of draft or ACH |
|
FREE |
Notary service for members |
|
$10 |
Returned mail fee |
|
$25 |
Revocation of EFTIs (Electronic Funds Transfer Items) |
|
$5 |
Temporary check sheet |
|
Wires |
|
FREE |
Wire transfer incoming |
|
$25 |
Wire transfer outgoing domestic |
|
$50 |
Wires, international |
|
$25 |
Western Union Wire Transfer |